Privacy Policy

Introduction

This Privacy Policy ("Policy") governs how Ryan R. Miner, MBA ("I," "me," "my," or "Owner") collects, uses, discloses, retains, and protects personal information from visitors and users ("you," "your," or "User") of RyanRMiner.com ("Website" or "Site").

This Policy covers all information I collect through the Website, including information you submit through contact forms, email communications, and newsletter sign-ups, as well as information I collect automatically through cookies and similar tracking technologies.

I designed this Policy to comply with applicable federal law and the laws of the State of Maryland, including: the Maryland Personal Information Protection Act ("PIPA")(2)(3); the Maryland Consumer Protection Act ("MCPA")(4); and, to the extent applicable, the Maryland Online Data Privacy Act ("MODPA")(1) (effective October 1, 2025).

Data Controller & Contact Information

Ryan R. Miner, MBA serves as the data controller responsible for your personal information:

Direct all privacy-related inquiries, requests, or concerns to me using the contact information above or through the contact form on the Website.

Information I Collect

I collect personal information you voluntarily provide when you interact with the Website, including your name, email address, and the content of messages you submit through contact forms or email communications.

When you visit the Website, I automatically collect certain information through cookies and standard web server logs, including your IP address, browser type and version, device type, pages visited, time on site, and referring URL.

This Website uses Google Analytics (GA4), a web analytics service Google LLC provides. Google Analytics collects your IP address, device type, browser type, pages visited, time on site, and referring URL. Google transmits and stores this information on servers located in the United States or other countries. I do not use Google Analytics data to identify you personally.

You may limit Google Analytics data collection by: (1) installing the Google Analytics opt-out browser add-on at tools.google.com/dlpage/gaoptout(9); (2) using your browser's privacy or incognito mode; or (3) configuring your browser to block third-party cookies.

How I Use Your Information

I use the information I collect solely to: respond to your inquiries and communications; analyze website traffic and improve the Website's content and functionality; meet applicable legal obligations; and protect the security and integrity of the Website.

I do not sell, rent, or transfer your personal information to third parties for their marketing purposes.

Maryland Online Data Privacy Act (MODPA)(1)

The Maryland Online Data Privacy Act, Md. Code, Com. Law §§ 14-4601–14-4614, took effect October 1, 2025. It applies only to certain businesses that, during the prior calendar year, controlled or processed the personal data of at least 35,000 consumers (excluding personal data processed solely to complete a payment transaction), or at least 10,000 consumers while deriving more than 20% of gross revenue from the sale of personal data.

To the best of my knowledge, this Website does not currently meet those thresholds. Nothing in this policy creates contractual rights or obligations under MODPA where MODPA would not otherwise apply.

Maryland Consumer Protection Act(4)

I comply with the Maryland Consumer Protection Act in connection with any commercial offer, sale, or representation I make through this Website, consistent with Md. Code, Com. Law §§ 13-301 and 13-303. This statement covers commercial transactions or offers I make through the Website and does not characterize or limit the legal status of independent journalistic, editorial, or expressive content.

Data Security & Breach Notification

I implement reasonable technical and organizational measures to protect your personal information against unauthorized access, disclosure, alteration, or destruction. No method of transmission over the internet or method of electronic storage is completely secure.

If a security incident involves "personal information" as Maryland's Personal Information Protection Act defines it(2)(3), I will provide all notices applicable law requires - including notice to the Maryland Office of the Attorney General before I notify affected Maryland individuals, and notice to affected individuals as soon as reasonably practicable and no later than 45 days after I discover or receive notification of the breach - unless a statutory delay applies.

I operate this Website in compliance with applicable federal electronic communications privacy laws, including, where applicable, the federal Wiretap Act(5) and Stored Communications Act(6), 18 U.S.C. §§ 2510–2523 and 2701–2712.

Cookies & Tracking Technologies

This Website uses cookies, web beacons, and similar tracking technologies. Cookies are small text files I place on your device to analyze website traffic and improve your experience. You may configure your browser to refuse cookies or alert you when cookies arrive; however, some portions of the Website may not function properly without them.

I use three categories of cookies: strictly necessary cookies (required for basic site functionality), analytics cookies (Google Analytics, described above), and preference cookies (to remember your settings).

Children's Privacy

I do not direct this Website to children under 13, and I do not knowingly collect personal information from children under 13. Consistent with the Children's Online Privacy Protection Act(7)(8) (15 U.S.C. §§ 6501–6506; 16 C.F.R. Part 312), I trigger COPPA compliance obligations only upon actual knowledge that a user is under 13. If I obtain actual knowledge that I have collected such information, I will delete it promptly in accordance with applicable law, including applicable data retention limits. If you believe I may have inadvertently collected personal information from a child under 13, contact me immediately.

Third-Party Services

Third-party services I integrate into this Website - including analytics providers, social media platforms, and email service providers - may share information about you with me. Each third-party service operates under its own privacy policy; review those policies independently.

This Website may contain links to external websites. I bear no responsibility for the privacy practices or content of those external sites.

Your Rights & Choices

You may contact me at any time to: request access to personal information I hold about you; request correction of inaccurate information; request deletion of your personal information, subject to applicable legal limitations; or opt out of any email communications from this Website.

To exercise any of these rights, contact me using the information in Section 2.

Governing Law & Jurisdiction

The laws of the United States and the State of Maryland govern this Privacy Policy, without regard to conflict of law principles. The state courts in Washington County, Maryland, and the United States District Court for the District of Maryland hold exclusive jurisdiction over any disputes arising under or in connection with this Policy.

Changes to This Policy

I reserve the right to update this Privacy Policy at any time. Changes take effect immediately upon my posting them to the Website. Your continued use of the Website after I post changes constitutes your acceptance of the updated Policy. Review this Policy periodically.

I last updated this Policy on March 6, 2026. This is Version 2.2.